Are you a merchant who needs to accept credit cards for the payments of your goods and services to increase your bottom line? If so Total Merchant Services is a leader in the merchant bankcard business. They have become one of the fastest growing credit card merchant account acquirers in the nation by providing innovative and cost-effective solutions. They offer a variety of products that help you improve your business all with the help of a world class support team.
Total Merchant Services is committed to having the lowest rates. They guarantee that you will not pay more in processing fees when taking advantage of their free terminal placement program. They prepare a custom proposal for every business based on your current processing statements and will show you how much you can save with Total Merchant Services. Please review our Merchant Account Fees page to read common fees found in merchant services.
Total Merchant Services does stand by it's name and offer a total package of merchant services to merchant's. From offering free up graded equipment to lines of credit they offer a complete one stop shop.
Total Merchant Services is offering brand new terminal equipment to merchant locations for free - no catches. They want you to upgrade to their services with this free equipment but pay the higher than average setup costs. They do offer top of the line products such as their free Nurit 8000 Series GPRS which allows a variety of businesses to process transactions - reliably - everywhere your cell phone works. This can be a very valuable tool for many businesses.
Have the ability to take checks just like credit cards with Total Merchant Services Check Conversion and Guarantee Service. This lets you forget about making time to run to the bank to deposit checks. You can now do it from the convenience of your home. Even more importantly, you don't have to worry about whether a check is going to clear or not. Total Merchant Services guarantee's payment on each and every check you accept with their Check Guarantee Services. This will give you your money at the point of sale and save you from bank fees.
Be able to offer gift and loyalty cards for your business. Total Merchant Services give you the ability to offer gift cards and loyalty card programs. This will increase your repeat business and turn your credit card terminal into a money making machine.
Process transactions on the Internet and your PC. Total Merchant Services offers you the ability to perform all the same functions a physical card terminal can all online from any computer in the world. Using a secure website, you'll be able to manually process credit card transactions from orders received offline, issue credits, void transactions and view your online list of transactions. Plus you can connect your virtual terminal to your business web site shopping cart for a safe and reliable e-commerce solution.
Save yourself the time and effort of obtaining new equipment. If you already have a credit card terminal, cash register, virtual terminal or other point of sale device and you'd rather not upgrade, Total Merchant Services can simply reprogram it to work with your new Total Merchant Services account. This can save you the hassle of training yourself and your staff on the new equipment.
Need cash now? What business doesn't! Total Merchant Services can provide you with a secure line of credit and have funds advanced to you with just one phone call. Grow your business with no fixed loan payments, no fixed time frame and no bank hassles. Your advance is based on your future sale and is paid back through a small, agreed to percentage of your daily credit card sales. This give you your cash now when you need it the most.
World Class Support Team

Total Merchant Services has a complete package to offer that can improve your business. They offer top of the line equipment and technology. Customer Service is my biggest concern. In searches I completed there was a number of complaints of not being able to get a hold of Total Merchant Services when a problem occurred. Ripoff Report reported 24 reports of ripoff's. They do have a Facebook profile where you view what others are saying and company news. Consumers should be aware that signed contracts are binding legal documents. It is important to read and understand a contract before signing it. As always be sure to compare Total Merchant Services with it's competitors at merchantmole.com.