Accept Credit Cards Online Without a Merchant Account
One of the two main ways to accept credit cards on the web is to be the owner of your own merchant account, which can be expensive and also includes paperwork and extensive credit checks. The second way to accept credit cards is through third party payment processors that are existent in growing numbers. These payment processors take a percentage of their sale for their time and pass the rest on to you. Because of the variety from one payment to the other it would be wise to do homework that will enable you to make the right choice that will meet your needs. Many payment providers will be willing to accept all services and goods while others will not.
Sometimes there is a merchant activation fee charged when setting up an account.
General Purpose Payment Providers include:
2Checkout.com
What you get with a 2Checkout.com Account
- Process Cards without a Merchant Account
- Industry-Leading Fraud Screening
- Real-Time Gateway Access
- Marketing Base
- Support Staff
- Customer Service Support
What You Will be Charged
Signup Fee: There is a one-time set-up fee of $49.
Transaction Fees: 5.5% commission on each transaction, plus a $0.45 charge per transaction.
Paypal
Paypal offers one of the lowest rates, is owned by eBay, targets a slandered rate of 2.9% plus $0.30 US per transaction, and is easy to implement. Click to go to Paypal.
Digital Information Payment Providers include:
Clickbank
With Clickbank you also pay a $49 US fee. After that they pay you retail price of your product price minis $1 and a 7.5% fee. This also has an easy to you affiliate program so that when others sell your product you can make money.
Digibuy
This is an electronic commerce solution for publishers of software and other important data. The charge rate for this is 13.9% per transaction with a $3 US minimum order. Brandable order forms invoicing and test orders are some of the many features you are provided with.
Banderdale shopping carts help you to customize your order forms and gain trust by staying on your sight. All of the third party payment processors, except Clickbank, provide you with things to get going.
Many people think that accepting a credit card on line costs you a lot of money, but it doesn't. Some of these services will make direct deposits, regularly, into your bank account. Above are just a few things that could fit the bill, when you need to accept credit cards inexpensively and quickly. Read more about finding the best merchant account provider.
